A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
Also called non-conforming conventional mortgages, jumbo loans are considered riskier for lenders because these loans can’t be guaranteed by Fannie and Freddie, meaning the lender is not protected from losses if a borrower defaults. Jumbo loans are typically available with either a fixed interest rate or an adjustable rate, and they come with a variety of terms.
We've been helping customers afford the home of their dreams for many years and we love what we do.
Address: 795 Alamo Dr Suite 101
Vacaville, CA 95688
NMLS# 230218/DRE #01325182
Best Equity Property Services NMLS#1845124/DRE#02087311
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